Why we're different!Welcome to our website! With our online branch, you can read about available account options, get current rates, apply for a loan, and use our online banking to check your balance and pay bills. |
Choosing the right loan!
As your "Hometown Bank", we make the loan application process easier. All loan decisions made on site by our loan staff. No lengthy delays. |
| Savings | ||
| Rate Information | At our discretion, the interest rate and the annual percentage yield may change on your account at any time | |
| Interest Earned | Contact Customer Service Representative for rate information, 618-542-2111 Ext 105 or Ext 106 | |
| Compounding and crediting frequency | Interest will be compounded and credited every quarter | |
| Minimum balance to obtain annual percentage yield disclosed | $100.00 required to open account. Minimum balance of $100.00 must be maintained in account each day to obtain the disclosed annual percentage yield. | |
| Transaction Limitations | Transfers from a Savings account to another account or to third parties by preauthorized, automatic or telephone transfer are limited to three per month. | |
| Service Fee | A per item service charge fee of $2.00 will be charged for each withdrawal in excess of three during a calendar month. Service charge of $35.00 if account closed by customer within 180 days of opening date. | |
| Deposit/Withdrawal Orders | First Check Order Free, Available Through Harland Clarke 1-877-275-4427 Click Here to Order | |